The Great Wealth Transfer

Grandfather, girl and dance holding hands in living room

The next 25 years will see the largest transfer of wealth in U.S. history — an estimated $84 trillion moving from parents and grandparents to children, grandchildren, and charities. The question isn’t if your wealth will transfer, but how efficiently, intentionally, and impactfully it will happen.

With thoughtful planning, the same dollars can create long-term family security, reduce taxes, and support causes you care about — instead of being lost to taxes, poor decisions, or family conflict.

How We Help You Shape Your Legacy

We help families and high-net-worth individuals turn this historic wealth transfer into a structured, values-driven legacy plan.

Our approach may include:

  • Legacy & Estate Planning Coordination
    Aligning trusts, beneficiary designations, insurance, and investment strategies into one cohesive plan.
  • Tax-Efficient Wealth Transfer Strategies
    Using tools such as trusts, lifetime gifting, hybrid insurance solutions, and charitable strategies to help reduce potential estate tax exposure.
  • Enhanced Gifting Strategies
    Designing approaches that may allow a relatively modest amount of capital to create significantly greater long-term benefits for heirs and charities.
  • Multi-Generational Planning
    Facilitating conversations and planning meetings with children and heirs to help prepare them for future responsibilities and align expectations.
  • Values-Based & Charitable Planning
    Incorporating philanthropy, donor-advised funds, or mission-driven strategies so your wealth reflects what matters most to you.

Planning for Different Needs

We tailor Great Wealth Transfer strategies for a range of situations, including:

  • Families & Business Owners
    Trust and gifting strategies, family entities, split-dollar approaches, and charitable planning.
  • Physicians & Dentists
    Structuring practice transitions and estate strategies to pass wealth efficiently to heirs.
  • Retirees & High-Net-Worth Families
    Modeling future tax risks for heirs across states or countries and designing strategies to preserve long-term value.

Explore Great Wealth Transfer Options

The transfer of wealth is expected to make Millennials five times richer by 2030 than they were in 2019. They will also have the option of choosing an early retirement. However, their inheritance may not have as much longevity, when you factor in inflation and the high costs of living, compared to their parents’ generation.”

- Source: Forbes - Jack Kelly (March 1, 2024)


Turn a Wealth Transfer Into a Lasting Legacy

Without a plan, wealth transfers can create uncertainty and stress. With the right strategy, they can provide security, opportunity, and meaning for generations to come.

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