College Funding Alternatives to Student Loans

Education Planning

College costs are rising, but you do not have to raid your 401(k) or overload your child with student loans to pay for school. Rigel Blue Star Financial & Insurance Services LLC designs college funding strategies that protect your retirement and your child’s future.

How We Can Help

  • Evaluate your current college savings and projected shortfall.
  • Show alternatives to parent PLUS loans and early 401(k) withdrawals.
  • Coordinate college planning with tax‑efficient retirement strategies (including TFRA where appropriate).
  • Help you use ‘free money, found money, borrowed money, and saved money’ in a coordinated plan for college.

Is This You?

  • You have some savings but are not sure if it is enough for college.
  • You want to help your child but do not want to delay your retirement.
  • You are looking for alternatives to traditional student loans.

Schedule your 30‑minute College Funding Strategy Call Send a Message