Social Security Optimization
Claim Smarter — Not Just Sooner
When and how you claim Social Security can make a six-figure difference over your lifetime. Most people claim based on age or emotion. Smart retirees claim based on strategy.
We help you choose the right claiming plan to maximize guaranteed income and avoid costly mistakes.
How We Optimize Social Security
Your claiming strategy isn’t one-size-fits-all. We help you:
- Identify your optimal claiming age (early, full retirement age, or delayed)
- Coordinate spousal and survivor benefits
- Reduce taxes on Social Security income
- Avoid earnings penalties before full retirement age
- Align Social Security with pensions, consulting income, and investments
Who This Is For
- Professionals and high earners
- Married couples coordinating benefits
- Business owners transitioning into retirement
- Widows, divorcees, and second marriages
Real-World Results
A business-owner couple used a coordinated strategy—she claimed early while he delayed to age 70—increasing their lifetime Social Security benefits by $72,000.
Get Your Custom Social Security Report
We provide a personalized analysis comparing:
- Claiming at 62, full retirement age, or 70
- Spousal, survivor, and special-case benefits
- Break-even points and tax impact
Schedule a Social Security Strategies Session.
Get a personalized claiming plan designed to maximize your lifetime benefits and reduce unnecessary taxes.