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Retire Smarter—Slash IRMAA & Maximize Social Security

The Step-by-Step Guide for Professionals, Couples, and High Earners to Keep More in Retirement

Navigating Medicare surcharges (IRMAA) and Social Security claiming can feel overwhelming, even for savvy professionals with significant retirement savings. One wrong move can cost you thousands in avoidable Medicare premiums and lost Social Security benefits.

This guide gives you actionable steps to keep more of your retirement income, minimize taxes, and maximize your guaranteed Social Security.