Leveraged wealth strategies allow high-income earners and business owners to use financial leverage responsibly to create larger long-term benefits—without increasing personal risk. These tools are ideal for clients who want to enhance retirement income, protect assets, or leave a greater legacy.
Key Strategies We Offer
Kai-Zen® Strategy
A unique leveraged planning solution designed for professionals and executives, allowing clients to access three times the benefit for a fraction of the cost.
Benefits:
- High-magnification life and retirement benefits
- Minimal out-of-pocket cost
- Built-in downside protection
Tri-Zen® Strategy
An advanced, scalable wealth-accumulation strategy suitable for business owners and high-net-worth individuals.
Benefits:
- Tax-efficient wealth building
- Enhanced leverage for long-term growth
- Protection from market downturns
Premium Financing
Ideal for clients who want to secure large benefits or estate-planning tools while preserving liquidity.
Benefits:
- Bank-financed policy premiums
- Strong leverage with low personal capital requirement
- Powerful estate and legacy planning tool
Return-of-Premium Strategies
Strategies that allow you to maintain protection while recovering premiums if the policy is ultimately not used.
Benefits:
- Full or partial premium return options
- Zero-loss structure
- Ideal for clients who dislike “use it or lose it” planning
Who These Strategies Are For
- High-income professionals
- Physicians, dentists, and veterinarians
- Executives and practice owners
- Highly compensated individuals
- High-net-worth families
- Anyone seeking tax-efficient, low-risk leverage to enhance financial outcomes
Want to see how leveraged strategies could maximize your wealth?
We’ll show you how smart leverage—done safely and strategically—can transform your financial trajectory.